Business Interruption Insurance Claims Lawyer in Florida
When a storm, fire, pipe burst, or other unexpected event forces your business to shut down, or dramatically reduces your operations, the financial impact can be staggering. Lost revenue, interrupted contracts, reduced customer traffic, and ongoing overhead expenses can push any business into crisis.
That’s where Gelber Law Group steps in.
Our legal team keeps you informed at every stage of your case, explaining your rights clearly and giving you the confidence of knowing your claim is being handled by a firm that is formidable both in and out of the courtroom.
We fight for the highest possible payout, helping ensure your insurance company honors the coverage you’ve been paying for.
What Is a Business Interruption Claim?
A business interruption claim is a request for compensation under a commercial insurance policy when a covered event forces your business to close or reduces your ability to operate.
Many commercial policies include business interruption provisions designed to reimburse owners for:
- Lost income
- Lost profits
- Extra expenses to continue operations
- Payroll obligations
- Rent or mortgage payments
- Utility costs
- Relocation expenses
- Costs to resume operations
These claims are often triggered by events such as:
- Hurricanes and tropical storms
- Fire and smoke damage
- Burst pipes or major water intrusion
- Structural damage to the building
- Mandatory evacuation orders
- Equipment failures caused by a covered peril
Insurance companies frequently undervalue or deny business interruption claims because the financial losses can be significant. Gelber Law Group ensures those losses are properly documented, calculated, and aggressively pursued.
Business Interruption Insurance Claims Lawyer
Business interruption claims are complex. They require analyzing policy language, reviewing financial records, calculating projected income, and proving exactly how the event affected your business operations.
When you work with Gelber Law Group, you get:
– Comprehensive Policy Review
We analyze every clause of your commercial policy and identify where coverage applies—even when insurers claim it does not.
– Clear and Consistent Communication
You receive updates throughout the process, so you always know the status of your claim and what comes next.
– Aggressive Representation
Our attorneys demand full accounting of your losses and challenge lowball offers, improper delays, and unjustified denials.
Business Interruption and Property Damage Claims Impact Your Business. We Fight for You to Get Back to Normal Operations as Fast as Possible.
A business interruption claim rarely happens alone. Most cases also involve property damage, roof damage, flooding, wind damage, fire, or structural issues that triggered the operational slowdown or shutdown in the first place.
We help business owners:
- Document all physical damage
- Prove the link between the damage and lost income
- Calculate accurate revenue projections
- Demonstrate how the event disrupted operations
- Recover expenses necessary to reopen or relocate
- Dispute unfair delays, denials, or attempts to undervalue losses
Our goal is simple:
Get your business fully compensated and back to operating as quickly as possible.
Find Out if You Have a Business Interruption Insurance Claim During a Free Consultation
Not sure if your business interruption losses are covered? One conversation with our legal team can bring clarity.
Call Gelber Law Group at (954) 320-0100.
Business Interruption Insurance Claims in Florida FAQs
What triggers business interruption coverage?
Coverage is usually triggered when a covered peril, such as a hurricane, fire, or water damage, prevents your business from operating normally. We can review your policy to confirm trigger events.
How long does business interruption coverage last?
Most policies cover the “period of restoration,” meaning the time required to repair damage and restore operations. Some policies also include extensions beyond reopening.
Can the insurance company deny my business interruption claim?
Yes, and many do. Common denial reasons include alleging the loss was not caused by a covered event or misinterpreting policy language. Gelber Law Group challenges improper denials.
What documents do I need for my claim?
Financial statements, tax returns, invoices, payroll records, proof of expenses, and evidence of property damage are critical. We guide you through every step of compiling the right documentation.
Does business interruption insurance cover supply chain disruptions?
Some policies include “contingent business interruption” coverage. We review your specific policy to determine if this applies.