- Your insurance agent has a fiduciary duty to use reasonable skill and care in obtaining the best insurance policy for your specific needs.
- In the event that they fail to do so, you may be inadequately insured. If this happens, you might have a claim against your insurance agent for the damages sustained to your home due to their errors and omissions.
- These types of cases are hard to prove, but it is important to know that you have legal rights if they fail to adequately insure your property.
