Don’t wait to file your insurance claim. If you suspect you have roof damage or if your neighbors have roof damage then you should have your home professionally inspected. Contact our lawyers today for help.
Not all storm damage is visible. After a hurricane, tropical storm, wind event, or even a powerful hail storm in Florida, many homeowners assume their roof is fine. It’s easy to overlook the possibility of damage if there are no obvious holes or leaks. But hidden roof damage can quietly worsen over time—leading to mold, structural problems, and costly repairs.Failing to file a timely insurance claim can put you at risk of a claim denial or underpayment. At Gelber Law Group, we help Florida property owners uncover roof damage early and fight back when insurance companies refuse to pay what is owed.
Why Hidden Roof Damage is a Serious Problem
Some of the most damaging issues occur out of sight:
- Compromised underlayment that slowly lets moisture in
- Lifted or loosened shingles that can later detach
- Flashing that looks intact but no longer provides a watertight seal
- Roof decking damage beneath the shingles that isn’t visible from the ground
These issues may take weeks or months to manifest as leaks or visible damage—but by that time, your insurance claim window may be closing.
Why Do Insurance Companies Deny Hidden Roof Damage Claims?
Insurers frequently push back on roof claims that aren’t filed immediately after a storm. Common excuses include:
- Pre-existing damage: They may argue the issue existed before the storm.
- Wear and tear: Damage may be dismissed as a maintenance issue.
- Late reporting: Delayed claims are often met with increased scrutiny or denied altogether.
This is why it’s essential to act fast, even if damage isn’t yet obvious.
What to Do After a Powerful Storm in Florida
- Schedule a Roof InspectionHire a professional to check for damage after a major weather event. Our team of professionals knows what to look for that you might miss.
- Document EverythingTake photos and videos of your roof and interior ceilings. If you spot any new stains, moisture, or exterior damage, save it all.
- Contact Gelber Law GroupWe offer free insurance claim reviews and can assess whether you have a valid roof damage claim. If your insurer is pushing back, we’ll take it from there.
How Can A Lawyer Help Me with My Roof Damage Claim?
At Gelber Law Group, we represent both residential and commercial property owners throughout Florida. Here’s how we handle your case:
- Free Policy & Claim Review: We examine your insurance coverage and identify policy benefits you may not know about.
- Independent Damage Evaluation: We work with roofers, engineers, and adjusters to build a rock-solid case.
- Aggressive Insurance Negotiation: Our team will fight back when insurers try to downplay or deny damage.
- Trial-Ready Representation: If necessary, we take your case to court. And we don’t charge fees unless we win.
Don’t Wait Until It’s Too Late to File Your Claim
Many homeowners lose out on valid roof claims because they assume everything is fine until it’s not. If your roof suffered any exposure to hurricane-force winds, hail, or debris impact, get it checked. Filing now can preserve your rights and prevent you from footing the bill later.
Schedule a free roof damage claim review with Gelber Law Group today.
Fill out our contact form, or call us at 954-320-0100.