Your Window to File a Hurricane Milton Claim Closes October 9, 2025

The aftermath of Hurricane Milton left many Florida homeowners and businesses facing roof leaks, flooding, and structural damage. While recovery takes time, one thing you cannot afford to delay is filing your insurance claim.

Florida law sets a strict one-year deadline for hurricane-related property damage claims. For Hurricane Milton, that deadline is October 9, 2025.

If you miss this window, you could lose the ability to pursue compensation—even if your damage is legitimate and well-documented. That’s why it’s crucial to act now and let an attorney from Gelber Law Group guide you through the process.

Your Window to File a Hurricane Milton Claim Closes October 9 2025

Timing Matters When It Comes To Filing A Hurricane Claim

Insurance companies often try to delay or deny claims. If you wait too long, you may find yourself scrambling against the deadline with incomplete documentation or disputes that can no longer be litigated.

Filing early helps ensure:

Damage is documented while it’s fresh.
Your insurer cannot use timing as an excuse to deny coverage.
You have room to dispute lowball offers before the window to do so closes.

Protecting Your Right to Compensation

Hidden damage like roof underlayment failure, structural shifts, or mold growth can take months to show signs. That makes it dangerous to put off getting an inspection and filing a claim. By contacting an attorney soon after the storm, you increase your chances of identifying hidden issues and ensuring they are included in your claim.

The attorneys at Gelber Law Group review policies, coordinate inspections, and challenge unfair denials or delays. We know how insurers work, and we fight to make sure valid claims are honored.

How to Get Started?

The sooner you begin, the stronger your case will be. Here’s what you should do today:

Identify if neighbors around you had damage: If your neighbor’s house was damaged, then that may mean the conditions to create property damage were present around your property, so there’s a chance your property may have sustained damage – even if that damage is currently not visible.
Document everything: Take photos and videos of all damage that is discovered, both inside and outside your property. We can help you with this step by arranging a comprehensive property inspection.
Contact Gelber Law Group– We’ll review your policy and help you file a strong claim before the October 9, 2025 deadline.

Frequently Asked Questions

What happens if I file my Hurricane Milton claim after October 9, 2025?

Your claim will likely be denied for being outside the filing window, regardless of the extent of your damage.

Can hidden damage discovered later still be claimed?

Only if you file within the deadline. This is why prompt inspections and early filing are critical.

What if my insurance company already denied my Hurricane Milton claim?

You may still have options to appeal or dispute the denial, as long as the filing period hasn’t expired.

How can Gelber Law Group help me?

We handle everything from claim preparation and negotiations to litigation if necessary—ensuring your claim is filed correctly and on time.