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How Long Do I Have to File a Hurricane Milton Property Damage Claim in Florida?

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You have one calendar year to file your Hurricane Milton property damage claim in Florida.  This means you have until October 10, 2025 to file. 

Hurricane Milton was a Category 3 storm when it made a devastating landfall on Florida’s West Coast in Siesta Key, Florida on October 9, 2024. With maximum sustained winds reaching up to 120 mph and a destructive storm surge that inundated coastal regions while heavy rainfall caused severe inland flooding.

Milton left a trail of destruction that is hard to overstate. The scope of the damage is still being assessed and will likely not be fully realized for some time. 

Do not miss the window to file your claim.

Missing the window to file a Hurricane Milton claim means you may forfeit your right to collect compensation for your damage, even if that damage would have been covered by your insurance company.  It is also worth noting that, although you have a full calendar year to report your claim, this does not mean that you should wait to do so, as you have duties under your insurance policy to promptly report the claim to your insurance company. Failing to do so may also limit or bar your ability to recover damages from the hurricane. 

Timing with a claim is critical. 

If you need help getting started with your claim, contact Gelber Law Group today. We can help. 

We only get paid if you get paid. Contact us today at 954-320-0100 for a free consultation.

Hurricane Milton Tornado Property Damage Lawyer
Hurricane Milton Property Damage Claims Lawyer
Hurricane Milton Property Damage Claims Attorney

Hurricane Milton made history. 

The devastation caused by Hurricane Milton on Florida’s West Coast is profound and widespread.  Milton’s effects were not limited to the West Coast of Florida; the state’s East Coast was also devastated by the storm.  Tornadoes spawned throughout the state causing widespread damage.  

But Milton made history even before it made landfall.  Milton is not the first hurricane in the Gulf of Mexico to behave in an “uncommon” manner, but it is one of only two other hurricanes to form in the Gulf and move across Florida.  The two other hurricanes that followed a similar path were both a category 1 and they passed through Florida in the 1800’s.  

Milton’s heavy rainfall, storm surge, and strong winds have severely damaged homes and properties, leaving many residents grappling with the aftermath. From structural damage to roof damage and water intrusion, the extent of the damage is still being assessed.

Immediate Steps to Take if Your Property Was Damaged By Milton

  1. Document the Damage: As soon as it is safe, take detailed photos and videos of all the damage. 
  2. Mitigate Further Damage: It’s essential to take reasonable steps to prevent additional damage. This may include covering broken windows and placing tarps over damaged roofs.
  3. Contact Gelber Law Group: Every claim is different. Our team can help you understand the complexities involved with your claim to help you file properly and on time. 
  4. Get a Professional Inspection: We can help you with this step. Not all damage is visible immediately. Over time, unnoticed damages can lead to more significant issues. 

Common types of Homeowners Insurance Coverage.

Homeowners’ insurance policies in Florida generally cover a variety of hurricane-related damages, including but not limited to:

  • Roof and structural damage
  • Wind and wind-driven water damage
  • Damage from flying debris
  • Broken windows and doors
  • Mold damage

Schedule a complimentary claim review today for help understanding the unique circumstances involved with your property damage.

Gelber Law Group is here for you every step of the way. 

At Gelber Law Group, we know how to fight insurance companies to properly represent and advocate for you to receive the highest possible payout available. 

Our legal team fights for our clients to receive the maximum compensation possible. Here’s how we can help:

  • Filing Claims: We guide you through the initial filing process, ensuring all paperwork is completed correctly and on time.
  • Disputing Low Offers: Insurance companies often issue lowball offers; we are skilled at negotiating to secure a fair settlement.
  • Reopening Claims: If your claim is unjustly denied, we can help get it reopened and properly addressed.

We don’t get paid unless we get you paid. 

Contact us today at 954-320-0100 for a free consultation.

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