My Hurricane Milton claim was denied. What should I do next?
If your claim was denied, the first step is to review the denial letter to understand the reason. Denials often stem from incomplete documentation or disputes over the cause of damage. Submit additional evidence, request a re-inspection, and consult a property damage law firm – like Gelber Law Group – to challenge the denial and fight for your rights.
Why was my Hurricane Milton claim underpaid?
Unjust underpayments are typically caused by underestimated repair costs or missed damage during the inspection. Insurance adjusters may rush the process or fail to conduct a thorough evaluation. A property damage attorney can review your claim, identify any gaps, and negotiate a higher payout for you.
Can I still request a re-inspection if my claim is denied?
Yes, you can request a re-inspection if new evidence is available or if the initial inspection missed critical damage. This is your right as a policyholder as long as your window to fight the insurance company’s decision is still open.
What happens if I already accepted a lowball offer from my insurance company?
Once you accept a payment, it becomes more challenging to request additional funds. However, there may still be options, especially if you can prove the insurance company acted in bad faith or missed significant damage. Consult Gelber Law Group for guidance on your specific case.
How long do I have to file a claim for Hurricane Milton damage?
In Florida, homeowners have one year from the date of the hurricane to file a claim. For Hurricane Milton, the deadline is October 9, 2025. Acting quickly ensures you meet the deadline and gives your attorney enough time to build a strong case.
What types of damages are covered under my homeowners’ insurance policy?
Typically homeowners’ insurance policies cover damages such as roof damage, water intrusion, broken windows and doors, and structural damage. Review your policy for specific details, or consult Gelber Law Group for a comprehensive analysis of what should be covered in your claim.
How can Gelber Law Group help with my Hurricane Milton claim?
Gelber Law Group knows how to get homeowners paid for property damage claims. We negotiate with the insurance company, and, if necessary, take legal action to help ensure you receive the maximum compensation available. Our team is experienced in handling new, denied, or underpaid claims, and we work on a contingency basis—meaning you don’t pay unless we get you paid.
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