Hurricane Property Damage Attorney

How long do I have in Florida to file a hurricane property damage claim?

Written by

In Florida, you have one year to file a hurricane damage claim starting from the date of the hurricane. 

When a hurricane sweeps through, it leaves more than just physical damage in its wake—it creates a race against time. In Florida, homeowners have exactly one year from the date of the hurricane to file a property damage claim.

How long do I have in Florida to file a hurricane property damage claim?

Adhering to the one-year deadline matters.

Need help filing on time? Contact our office today. 954-320-0100

Delaying to start your claim process can jeopardize your ability to recover compensation you would normally be entitled to. Filing on time can help you collect compensation from your insurance company to repair or replace damaged sections of your home or property. 

7 Ways A Gelber Law Hurricane Property Damage Attorney Can Help You Get Paid For Your Claim. 

Our goal is to get you paid – and to do that – we need to follow the hurricane claim process meticulously. 

Here’s how our legal team can help you. 

  1. Identify If You Have Damage: We have a limited open window to file your claim, but before we can file a claim, we need to identify if you have one to begin with. This means uncovering any hurricane caused damage to your property as quickly as possible.
  2. Protection Against Unfair Practices: Insurance companies, driven by profit motives, might use delay tactics or offer settlements that are far below the amount you are actually entitled to.  Filing early puts you in a better position to counteract these tactics.
  3. Take Stress Off Your Shoulders: Our legal teams plays a vital role in managing your claim and negotiating with insurance companies throughout the entire claims process.  The goal of our legal team is to streamline the claim process for you, helping ensure that your documentation is thorough and deadlines are being met.
  4. Avoid Lowball Offers and Fight Against A Claim Denial: Your property was damaged, and that damage has a repair or replacement cost. That is the amount we want to fight for. Anything under that amount is a lowball offer. 
  5. Helping Prevent A Claim Denial Due to Technicalities: By engaging the legal services of Gelber Law Group, we help you avoid a late filing, which is one of the easiest ways for insurance companies to deny your claim. By filing within the open claim window, you minimize this risk.
  6. Fighting Unethical Insurance Practices: Unfortunately, some insurers resort to unethical practices to reduce payouts. Examples include:
    • Unjust denials with vague justifications.
    • Misclassification of water damage as flood damage, which is typically not covered.
    • Underestimating the cost of repairs or replacements to minimize their payout.
  7. Document Preparation: We assist in gathering and preparing necessary documentation to comply with Florida’s claim filing requirements.  

Florida Hurricane Property Damage Attorneys Help You Navigate The Complexities of an Insurance Claim. 

While a year might seem like a long time, when it comes to hurricane damage claims in Florida, it’s a window that requires near immediate and decisive action.  

Don’t wait until it’s too late. 

If you have hurricane property damage, contact Gelber Law Group today. 954-320-0100

Leave a Comment