Your insurance claim may be taking longer than expected because of delay tactics used by your insurance company.
Insurance companies have been known to stall claims using various delay tactics, including slow communication, repeated document requests, and failing to inspect the property in a timely manner. These are among the common delay tactics we’ve seen.
What can I do if my insurance company is slowing down my damage claim process?
If you’ve ever filed a property damage insurance claim in Florida and felt like you were stuck waiting endlessly, you’re not alone. Delay tactics are a common strategy used by insurance companies to avoid or reduce payouts. While your home sits damaged and possibly unlivable, insurers may stall your claim in hopes you’ll give up or accept less than what you’re owed.
At Gelber Law Group, we help homeowners fight back against these unfair tactics.
Why Do Insurance Companies Delay Claims?
Insurance companies are profit-driven businesses. The longer they hold onto your payout, the more interest they earn on that money.
Common delay tactics include:
- Repeated requests for additional documentation
- Scheduling and rescheduling inspections
- Failing to respond within Florida’s statutory timeframes
- Requiring multiple adjuster reviews or unnecessary re-inspections
Each delay can frustrate and financially pressure policyholders into accepting a low settlement.
How Claim Delays Affect Florida Homeowners
Delays often leave property owners living in unsafe conditions or paying out-of-pocket for emergency repairs. Mold, water intrusion, and structural risks can worsen the longer a home is left exposed. Insurance companies count on you reaching a breaking point—mentally, financially, or physically.
At Gelber Law Group, we work to cut through the red tape and fight to force insurers to act within the boundaries of the law.
What should I do if I know my insurance company is delaying my claim?
Here are some essential actions you should take if your insurance company is delaying your claim:
- Document every interaction in writing
- Keep detailed records of emails, calls, and submitted paperwork
- File a formal complaint with the Florida Office of Insurance Regulation if needed
- Call Gelber Law Group to step in and take over communication with your insurer
Look out for these red flags:
- Silence after submitting documentation
- Contradictory requests for more information
- Excuses for not scheduling or finalizing an inspection
- Delayed or missed deadlines outlined in your policy
What Gelber Law Group Can Do to Move Your Claim Forward
We fight insurance company delay tactics with:
- Aggressive follow-up and legal pressure
- Fighting to enforce Florida’s laws pertaining to homeowner rights
- Professional documentation and evaluations
- Litigation if insurers continue to delay or act in bad faith
Our legal team is experienced in identifying delay tactics and holding insurers accountable.
Take Action Before It’s Too Late
Delays can work against you in more ways than one. As deadlines for filing or supplementing claims pass, your right to full compensation may diminish.
The sooner you get legal help, the stronger your claim will be.
Don’t let delay tactics cost you thousands—book a free claim review with Gelber Law Group today.
Fill out our contact form, or call us at 954-320-0100.